15 and Ready To Drive: Prepping Your Teens Driving Training

Today is a very special day. I was woken by my daughter before 6 AM so that I could get dressed and get out of the house with her to walk to her high school with enough time to stop by our closest independent purveyor of fine organic coffees . On a normal day I wouldn’t get my coffee until after I have left her at the gates of the high school but because today was her 15th birthday she decided that she wanted to take part in my ritual. All growed up, I guess she figured, after a lifetime of begging for a morning cup of tea/hot chocolate/cider/coffee like an adult only to never drink it by the time the first bell rang, that she would give it a try again.

About halfway to the school Little MissMotorMouth mentioned, ever so casually, that in April she can get her learner’s permit and begin driving. I’d forgotten how closely I was approaching that corner when I wrote this article about choosing her first car.

Out of curiosity I rang my friend and insurance agent, Jim Seilsopour, and asked him what I need to do to begin getting prepared for 6 months from now at 15 ½, when she will be allowed to have a provisional permit. According to Jim, an agent for State Farm, I will not be charged for insuring my daughter during the six month provisional permit, or until she gets her license. This seems like a huge liability for an insurer but because of my driving record, my daughters good student standing (B average or above) and the fact that she is a girl ( contrary to what the OB/GYN told me a few hours before she was born), not only is her learning time not going to cost me more but my rates will increase only about $25 a month for the 2001 Kia Spectra. It may not seem fair that insurance leans favorably towards young female drivers but Jim pointed out that it is the direct result of uninsured teens who are boys being more likely to “borrow” the family car without being licensed.

If you have a teen who is 15 and, like my daughter, you feel is trustworthy enough to begin the learning process, here are some things that you can do now to get ready for your driving teen:

• In order to get the provisional permits at 15 ½ your teen will need 30 hours of professional drivers’ education (classwork). There are many online options, local private instructors or programs through school system.-at 15 ½, your teen will need to complete DL44 and submit it to your local DMV along with parental signature, social security number, proof of true full name (birth certificate), proof of registration to complete six hours of professional driving instruction and the application fee.

• Contact your insurance agent to find out when you need to have your teenager added as a driver to your policy.

• As many parents require their teen to pay for their own insurance and gas, now is the best time to begin talking to your teen about how they are going to make money to pay for these things.

• Introduce your young driver to Ford’s Driving Skills for Life program online, and if at all possible, attend one of the events.

• In the following six months after the teen as received a permit, they will be required to drive at least 50 hours with an adult above the age of 25, 10 of the hours must be at night.

For now, I need to start discussing jobs with my girl. Although she might have been feeling pretty big for her britches this morning, all ready to begin the countdown till she can start to drive, I do know this: when I got to the gate of the school this morning right before the bell rang, she handed me her to-go cup with her coffee, and it was still completely full.

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